Wikitoro author Mike Druttman Written by Mike Druttman
Wikitoro fact checker Nick Zelver Fact checked by Nick Zelver
Updated Mar, 2024

What You Need to Know

Effectively managing your funds is a crucial aspect of using an eToro account, especially since you'll be engaging in various investment activities. Understanding the dynamics of funds moving in and out of your account is key. To assist you, I've compiled a guide on the common financial transactions you'll encounter while managing your eToro funds. Let's dive in!

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51% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.


Making a Deposit and Minimum Requirements

To begin trading on the platform, an eToro deposit into your account is necessary. The good news is that this broker supports a variety of deposit methods, but it's important to be aware of the minimum deposit requirements, which vary based on your country of residence.

💰 For instance: US residents can start with a deposit as low as $10, whereas UK residents need to deposit a minimum of $50 initially. And for other countries, the amount requirements are different, which may range from $50 to $200.


Withdrawing Money from the Account

The process of withdrawing money from your account is designed to be straightforward and user-friendly. However, it's essential to familiarize yourself with the eToro withdrawal policies and conditions to ensure a hassle-free transaction.

A key requirement is that you must be a verified eToro client to withdraw funds, allowing you to do so at any time without specific restrictions on timing.


Payment of Dividends

An important aspect of fund management is the payment of eToro dividends. This broker distributes dividends to users who trade in stocks, ETFs, or indices that issue dividends.

Additionally, if you hold a real asset, they will credit dividends to your balance on the actual payment date, aligning with the asset's dividend policy.


Trading and Non-Trading Fees

Engaging in investments on with this broker involves certain eToro fees. These include a rollover fee (also known as an overnight fee), spread, and commission for trading activities.

On the other hand, non-trading fees are incurred for operations not directly related to investing. These can include charges for foreign currency conversions, withdrawals, and inactivity fees, which are important to consider for effective fund management.


The eToro Money Service

Registering for an online trading account on eToro also grants access to the eToro Money service. This feature offers several benefits, such as instant and free deposits, exemption from conversion fees, and even swift withdrawals.

One of the key advantages of this e-service is that it comes without a subscription fee or additional payments, making it a cost-effective option for managing your trading finances.


A Wallet to Store Your Crypto Assets

In addition to fund management, the eToro Money service can also function as a cryptocurrency wallet. Through the eToro wallet app, you can securely store, send, and receive actual crypto tokens.

⚠️ However, it's crucial to note that this wallet service is only available in specific countries. Therefore, make sure to check whether your country of residence is among those supported by the eToro wallet service.



That sums up the essential aspects of managing funds on an eToro account, based on my years of experience with the platform. It's important to remember that specific requirements and amounts may vary depending on your location.

For accurate and up-to-date information, always refer directly to eToro's official website or the relevant pages. This ensures that you are well-informed and can manage your funds effectively.


eToro is a multi-asset platform which offers both investing in stocks and cryptoassets, as well as trading CFDs.

Please note that CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 51% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Past performance is not an indication of future results. Trading history presented is less than 5 complete years and may not suffice as basis for investment decision.

Copy Trading does not amount to investment advice. The value of your investments may go up or down. Your capital is at risk.

Cryptoasset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply. Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.

eToro USA LLC does not offer CFDs and makes no representation and assumes no liability as to the accuracy or completeness of the content of this publication, which has been prepared by our partner utilizing publicly available non-entity specific information about eToro.

Wikitoro author Mike Druttman About Mike Druttman

Mike Druttman, Head of Content at, has decades of expertise in marketing communications and business matching. Educated at the CAM Foundation and the Chartered Institute of Marketing, Mike has collaborated with businesses from the UK to Japan. He founded KEYZUNA, bridging Japanese businesses with global innovations. With a diverse background spanning high-tech to hospitality, Mike's articles at Wikitoro reflect his vast knowledge and unique perspective.

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51% of retail investor accounts lose money