No. eToro can’t just hold onto your money and block you from accessing it. In normal conditions, your funds sit ready for withdrawal when you want them. Client deposits stay ring-fenced in separate accounts at leading banks. That means they never mix with eToro’s own operational cash. So even if the company hits a rough patch, your money can’t be grabbed to cover debts.
Any funds you deposit land in segregated accounts at trusted, regulated banks. That wall keeps your cash apart from company expenses. As a licensed broker, eToro has to stick to tight rules that protect client funds. Regulators in each region make sure of it.
If eToro ever went under, investor protection schemes kick in. Exact coverage depends on where you live. Some countries/regions throw in extra private insurance too.
A few examples:
In some cases, eToro backs this up with extra Lloyd’s of London cover for eligible clients. Up to € / £ / AUD 1 million per person (total group limit applies).
Your money stays yours. If your account’s verified and you have enough free funds after open trades and fees, you can withdraw at any time, straight back to your original payment method.
I always double-check the withdrawal rules and keep my account info current to avoid hold-ups. Just stick to normal trading and follow the platform’s terms because eToro won’t hold back your money.
eToro is a multi-asset platform which offers both investing in stocks and cryptoassets, as well as trading CFDs.
Please note that CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 61% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work, and whether you can afford to take the high risk of losing your money.
This communication is intended for information and educational purposes only and should not be considered investment advice or investment recommendation. Past performance is not an indication of future results.
Copy Trading does not amount to investment advice. The value of your investments may go up or down. Your capital is at risk.
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.
Crypto investments are risky and highly volatile. Tax may apply. Understand the risks here https://etoro.tw/3PI44nZ.
eToro USA LLC does not offer CFDs and makes no representation and assumes no liability as to the accuracy or completeness of the content of this publication, which hasbeen prepared by our partner utilizing publicly available non-entity specific information about eToro.
About Mike Druttman
