The time it takes for deposits to appear in your eToro account depends on the payment method you choose. Deposits made via credit/debit cards, PayPal or eToro Money are processed instantly while bank transfers may take around 4 to 7 business days.
Here’s what you need to know about eToro deposit options and their standard processing times:
| Payment Method | Time It Takes for Funds to Appear |
| Credit/Debit Card | Instant. The moment you hit "deposit," your funds are available. No waiting—just straight to trading. |
| Bank Transfer (Wire Transfer) | Patience required. Bank transfers typically take 4 to 7 business days before your funds appear. |
| PayPal | Fast and seamless. Just like credit and debit cards, deposits process instantly. |
| eToro Money | The fastest option. Deposits clear within seconds so you enjoy immediate access to your funds. |
⚠ Heads up!
Processing times can vary based on your country and financial provider. I suggest checking with your bank or payment service to avoid unexpected delays with your eToro funds.
eToro is a multi-asset platform which offers both investing in stocks and cryptoassets, as well as trading CFDs.
Please note that CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 51% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work, and whether you can afford to take the high risk of losing your money.
This communication is intended for information and educational purposes only and should not be considered investment advice or investment recommendation. Past performance is not an indication of future results.
Copy Trading does not amount to investment advice. The value of your investments may go up or down. Your capital is at risk.
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.
Cryptoasset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.
eToro USA LLC does not offer CFDs and makes no representation and assumes no liability as to the accuracy or completeness of the content of this publication, which hasbeen prepared by our partner utilizing publicly available non-entity specific information about eToro.
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
