Your daily deposit cap on eToro depends on two things: how you fund your account and, sometimes, your account tier.
Most people stick to PayPal or online banking; these usually top out at $10,000 per day. For debit cards, you can push that to $40,000 in a single transaction. If you prefer a bank wire, you’re looking at a ceiling of $1 million per transfer.
One more thing. Your eToro Club level matters too. Higher tiers unlock bigger rolling deposit limits, so you can move more money over consecutive days if you need to.
ACH/online banking transfers: capped at $10,000 per day, available instantly to your account.
| Payment Method | Minimum Deposit | Max Per Transaction | Instant Availability |
| Debit Card | $10–$200 depending on region | $40,000 | Instantly |
| PayPal | $10–$50 | $10,000 | Instantly |
| Wire Transfer | $500 | $1,000,000 | 4–7 business days |
Note: Some methods specify limits on a per-transaction basis rather than daily. For example, while ACH is $10 k per day, card and PayPal limits are per transaction.
Your eToro Club tier (Silver, Gold, Platinum, and up) can push your daily, monthly, or annual deposit limits higher. Just keep in mind: the core system caps stay put unless eToro officially adjusts them.
Here's a tip: If you mix payment methods (say, ACH alongside a card or PayPal) it’s not hard to push past $10k per day. Need more speed or bigger sums? Go with a wire transfer. And if you’re in a higher eToro Club tier, I suggest that you check with support to see if your limits stretch further.
eToro is a multi-asset platform which offers both investing in stocks and cryptoassets, as well as trading CFDs.
Please note that CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 61% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work, and whether you can afford to take the high risk of losing your money.
This communication is intended for information and educational purposes only and should not be considered investment advice or investment recommendation. Past performance is not an indication of future results.
Copy Trading does not amount to investment advice. The value of your investments may go up or down. Your capital is at risk.
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.
Crypto investments are risky and highly volatile. Tax may apply. Understand the risks here https://etoro.tw/3PI44nZ.
eToro USA LLC does not offer CFDs and makes no representation and assumes no liability as to the accuracy or completeness of the content of this publication, which hasbeen prepared by our partner utilizing publicly available non-entity specific information about eToro.
About Mike Druttman
