Wikitoro author Mike Druttman Written by Mike Druttman
Wikitoro fact checker Nick Zelver Fact checked by Nick Zelver
Updated Feb, 2025

Experiencing difficulties when attempting to deposit funds into your eToro account might be caused by several common issues, including third-party payments, insufficient funds or bank declines, PayPal-specific issues, technical glitches, or deposit limits and methods.

eToro deposit page
eToro deposit page

 

Let me break down the most common reasons why your eToro deposit might not be going through—and how to fix it.

 

1. Third-Party Payments: A Big No-No

eToro has a strict policy: deposits must come from an account in your name. No exceptions. If you tried using a friend’s bank account, your spouse’s PayPal, or even a joint account that isn’t solely yours, that’s likely why the transaction got blocked. Make sure the payment method matches the name on your eToro account.

 

2. Insufficient Funds or Bank Rejections

It sounds obvious, but double-check your balance. If your bank or card provider declines the transaction, it’s often due to security policies or fraud prevention. A quick call to your bank can confirm whether they’re blocking the deposit and get it cleared.

 

3. PayPal Issues: Check the Details

Using PayPal? There are two things to verify:

  • Does your PayPal account (or linked bank account) have enough funds?
  • Is the PayPal account registered under your name?

Take note that eToro won’t accept payments from accounts under a different name, so if there’s a mismatch, that’s the problem.

 

4. Technical Glitches: Quick Fixes

Sometimes, the issue isn’t with your payment method—it’s a minor technical hiccup. Try this:

  • Refresh the eToro page.
  • Open an incognito/private browsing window.
  • Clear your browser’s cache and cookies.

And guess what? These simple steps can often resolve the issue in seconds.

 

5. Deposit Limits & Payment Methods

Make sure your deposit falls within eToro’s limits:

  • Minimum deposit: $100
  • Maximum per day: $10,000

Also, confirm that you’re using an accepted payment method: debit card, bank transfer, PayPal, or wire transfer. If you’re using something else, that could be the problem.

 

Still Stuck? Contact eToro Support

If you’ve checked everything and your deposit is still getting rejected, it’s time to contact eToro’s support team. They can provide account-specific help to get you sorted.

 

💡 Best way to reach them?

I recommend using the live chat. It’s fast, easy, and gets you straight to a real person. Of course, you can also email or call, but if you want a quick resolution, live chat is the way to go.

 

Now, go get that deposit sorted so you can get started investing with your eToro funds!

 

eToro is a multi-asset platform which offers both investing in stocks and cryptoassets, as well as trading CFDs.

Please note that CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 51% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work, and whether you can afford to take the high risk of losing your money.

This communication is intended for information and educational purposes only and should not be considered investment advice or investment recommendation. Past performance is not an indication of future results.

Copy Trading does not amount to investment advice.  The value of your investments may go up or down.  Your capital is at risk.

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.

Cryptoasset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply.

eToro USA LLC does not offer CFDs and makes no representation and assumes no liability as to the accuracy or completeness of the content of this publication, which hasbeen prepared by our partner utilizing publicly available non-entity specific information about eToro.

 

Wikitoro author Mike Druttman About Mike Druttman

Mike Druttman, Head of Content at Wikitoro.org, has decades of expertise in marketing communications and business matching. Educated at the CAM Foundation and the Chartered Institute of Marketing, Mike has collaborated with businesses from the UK to Japan. He founded KEYZUNA, bridging Japanese businesses with global innovations. With a diverse background spanning high-tech to hospitality, Mike's articles at Wikitoro reflect his vast knowledge and unique perspective.

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eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.