Wikitoro author Mike Druttman Written by Mike Druttman
Wikitoro fact checker Nick Zelver Fact checked by Nick Zelver
Updated Mar, 2024

eToro withdrawals can take up to 10 business days, depending on the payment method chosen. If you use eToro Money, withdrawals are instant. However, with PayPal or NETELLER, it can take up to 2 business days.

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51% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.


Over the years, I've navigated the eToro online trading platform with growing familiarity. However, as a beginner, one particular concern I had was the withdrawal processing time. Drawing from my years of experience with this broker, I'll share insights and set clear expectations about eToro withdrawal times.


The Quick Withdrawal Process

Withdrawing via the eToro platform is straightforward. Simply click on "Withdraw Funds," input the amount you'd like to take out (keeping in mind the $30 minimum), specify the reason for the withdrawal, and then submit your request. That's how simple it is.


Factors That Can Affect Withdrawal Times

Several elements can influence the timing of your withdrawals:

  • Account Verification Status: Withdrawal might be delayed if your account isn't fully verified. Before you can access your trading funds, you'll need to complete the verification process.
  • Withdrawal Method: Traditional methods like bank transfers and credit/debit cards typically have longer processing times compared to digital options like PayPal, Skrill, and Neteller.
  • Local Bank Processing: Your local bank might add a few days of wait due to its internal processing times.
  • Public Holidays: Initiating a withdrawal during peak holiday seasons, such as Christmas or extended public holidays, might add an extra day or more, as these aren't considered business days.


Withdrawal Times Per Payment Method

The time it takes to receive your funds depends on the payment method you've used. Different service providers have varying processing times, and the wait is often due to the payment service provider, not eToro.

Below is a table of these payment methods, along with an indication of the expected wait times:

eToro's withdrawal processing times
Time to Receive Funds After Withdrawal RequestPayment Method
InstanteToro Money
Up to 2 business days PayPal, NETELLER, Skrill, Trustly, iDEAL
Up to 10 business days Credit card, Debit card, Bank transfer


Useful Tips for a Speedier Processing of Withdrawals

Seeking a quicker turnaround time to get your withdrawal from eToro? Here's a valuable tip to expedite the process:

  • Ensure your account is verified: Keeping my account fully verified always helped speed things up.
  • Opt for eToro Money or quick, secure payment methods: If eToro's e-money service is available in your country, it's the quickest option to use.
  • Steer clear of weekends: Withdrawals are processed only on business days, so requests made on Saturdays or Sundays can add an extra 1-2 days of waiting time.


Don't Forget the Possible Fees!

Remember the potential eToro fees associated with withdrawals:

  • Each withdrawal request carries a $5 fee.
  • Withdrawals in non-US currency face conversion fees.
  • Charges might be applied by the entity facilitating the transfer, which could be your credit card provider, intermediary bank, or receiving bank.


Challenges I Encountered with eToro Withdrawals

Let's be real: No platform is without its glitches. I've experienced sporadic delays stemming from technical glitches or bank-related holdups.

However, a combination of patience and proactive communication with eToro's attentive support team has always paved the way forward.


In Restrospect

Navigating eToro withdrawals has mostly been a smooth ride for me. A clear grasp of the process eliminated potential stress points, ensuring seamless access to my funds. My aim in sharing these insights is to make the journey smoother for fellow traders on the eToro platform.

eToro is a multi-asset platform which offers both investing in stocks and cryptoassets, as well as trading CFDs.

Please note that CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 51% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Past performance is not an indication of future results. Trading history presented is less than 5 complete years and may not suffice as basis for investment decision.

Copy Trading does not amount to investment advice. The value of your investments may go up or down. Your capital is at risk.

Cryptoasset investing is highly volatile and unregulated in some EU countries. No consumer protection. Tax on profits may apply. Don't invest unless you're prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong. Take 2 mins to learn more.

eToro USA LLC does not offer CFDs and makes no representation and assumes no liability as to the accuracy or completeness of the content of this publication, which has been prepared by our partner utilizing publicly available non-entity specific information about eToro.

Wikitoro author Mike Druttman About Mike Druttman

Mike Druttman, Head of Content at, has decades of expertise in marketing communications and business matching. Educated at the CAM Foundation and the Chartered Institute of Marketing, Mike has collaborated with businesses from the UK to Japan. He founded KEYZUNA, bridging Japanese businesses with global innovations. With a diverse background spanning high-tech to hospitality, Mike's articles at Wikitoro reflect his vast knowledge and unique perspective.

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51% of retail investor accounts lose money